The advantages of using Medicare.gov
Many of our elder clients come to us already receiving Medicare benefits. They tend to wonder how they can attain more information regarding their Medicare coverage. Most recipients know that they have medical coverage but not to what extent. Understanding what is covered by Medicare will help them determine if they need additional assistance, such as Medicaid.
Most Medicare recipients have Medicare Part A and Medicare Part B. Medicare Part A hospital insurance covers items such as inpatient hospital care, hospice, skilled nursing (not long-term care also known as custodial), lab tests, surgery and home health care. Medicare Part B is medical insurance that helps cover doctors and health providers visits. Part B also covers durable medical equipment, home health care and some preventive services.
New Medicare cards were recently reissued with a new Medicare number. In order to protect recipients’ social security numbers, Medicare did away with the older versions. They created new cards with a unique number specific to the recipient. If you did not receive a new card with the new Medicare number, you can go to medicare.gov, view and print a new one.
Some of the many things that can be done on medicare.gov are:
- learn what Part A covers
- learn what Part B covers
- learn what Part A and B do not cover
- apply for Medicare coverage
- compare different Medicare plans
- find the cost of Medicare
- create a personal online account
- print Medicare cards
- find out about supplemental coverage
Taking advantage of the vast information through the website will provide peace of mind in knowing the type of coverage you or your loved one has.